:root{
  --navy:#1C2B4A; --teal:#2E8B8B; --teal-dark:#226B6B; --mist:#EEF4F4;
  --amber:#E6A817; --ink:#24324A; --gray:#5F6B7A; --line:#D5DEE3; --white:#FFFFFF;
  --serif:"Source Serif 4", Georgia, "Times New Roman", serif;
  --sans:"Public Sans", system-ui, -apple-system, "Segoe UI", sans-serif;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
body{margin:0;font-family:var(--sans);font-size:1.0625rem;line-height:1.65;color:var(--ink);background:var(--white)}
a{color:var(--teal-dark)}
a:focus-visible,button:focus-visible,summary:focus-visible,input:focus-visible{outline:3px solid var(--amber);outline-offset:2px}
h1,h2,h3{font-family:var(--serif);color:var(--navy);line-height:1.2;font-weight:600;margin:0 0 .6em}
h1{font-size:clamp(2.1rem,5vw,3.4rem);letter-spacing:-.01em}
h2{font-size:clamp(1.6rem,3.2vw,2.3rem)}
h3{font-size:1.3rem}
p{margin:0 0 1em}
.wrap{max-width:1120px;margin:0 auto;padding:0 1.5rem}
.measure{max-width:65ch}
.skip{position:absolute;left:-999px}.skip:focus{left:1rem;top:1rem;background:#fff;padding:.5rem 1rem;z-index:10}
.site-header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:5}
.site-header .wrap{display:flex;align-items:center;gap:1.25rem;min-height:68px}
.logo{font-family:var(--serif);font-weight:700;font-size:1.35rem;color:var(--navy);text-decoration:none;margin-right:auto}
.nav{display:flex;gap:1.4rem}
.nav a{color:var(--ink);text-decoration:none;font-size:.97rem}
.nav a:hover,.nav a[aria-current="page"]{color:var(--teal-dark);text-decoration:underline;text-underline-offset:4px}
.menu{display:none;position:relative}
.menu summary{list-style:none;cursor:pointer;padding:.45rem .7rem;border:1px solid var(--line);border-radius:6px;font-size:.95rem}
.menu summary::-webkit-details-marker{display:none}
.menu .panel{position:absolute;right:0;top:calc(100% + .5rem);background:#fff;border:1px solid var(--line);border-radius:8px;padding:.6rem 0;min-width:200px;box-shadow:0 8px 24px rgba(28,43,74,.12)}
.menu .panel a{display:block;padding:.55rem 1.1rem;color:var(--ink);text-decoration:none}
@media (max-width:820px){.nav{display:none}.menu{display:block}}
.btn{display:inline-block;font-family:var(--sans);font-weight:600;font-size:1rem;padding:.8rem 1.35rem;border-radius:6px;text-decoration:none;border:2px solid var(--teal);background:var(--teal);color:#fff;cursor:pointer}
.btn:hover{background:var(--teal-dark);border-color:var(--teal-dark)}
.btn.ghost{background:transparent;color:var(--teal-dark)}
.btn.ghost:hover{background:var(--mist)}
.btn.small{padding:.5rem .95rem;font-size:.93rem}
.actions{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.6rem}
section{padding:4.5rem 0}
.band{background:var(--mist)}
.lead{font-size:1.2rem;color:var(--gray)}
.hero{padding:4.5rem 0 4rem}
.hero .wrap{display:grid;grid-template-columns:1.25fr .9fr;gap:3.5rem;align-items:center}
.hero .kicker{color:var(--teal-dark);font-weight:600;margin-bottom:1rem}
@media (max-width:900px){.hero{padding-top:2.5rem}.hero .wrap{grid-template-columns:1fr;gap:2.5rem}}
.ledger{border:1px solid var(--line);border-radius:10px;background:#fff;overflow:hidden;box-shadow:0 14px 40px rgba(28,43,74,.10)}
.ledger .head{padding:.9rem 1.1rem;font-weight:600;color:var(--navy);border-bottom:1px solid var(--line)}
.ledger .row{display:grid;grid-template-columns:6.75rem 1fr;border-top:1px solid var(--line)}
.ledger .head + .row{border-top:0}
.ledger .tag{font-size:.85rem;font-weight:700;color:var(--gray);padding:1rem;border-right:1px solid var(--line);background:#FAFCFC}
.ledger .row.after .tag{color:var(--teal-dark);background:var(--mist)}
.ledger .val{padding:1rem 1.1rem;font-family:var(--serif);font-size:1.1rem;color:var(--navy)}
.ledger .row.before .val{color:var(--gray)}
.ledger .foot{padding:.85rem 1.1rem;font-size:.92rem;color:var(--gray);border-top:1px solid var(--line)}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:2.5rem 3rem}
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:2rem}
@media (max-width:820px){.grid-2,.grid-3{grid-template-columns:1fr}}
.area{border-top:3px solid var(--teal);padding-top:1.1rem}
.principle h3{font-size:1.15rem}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(3,1fr);gap:2rem;padding:0;margin:2rem 0 0;list-style:none}
.steps li{counter-increment:s}
.steps li::before{content:counter(s);display:inline-grid;place-items:center;width:2.2rem;height:2.2rem;border-radius:50%;border:2px solid var(--teal);color:var(--teal-dark);font-weight:700;margin-bottom:.8rem}
.steps.four{grid-template-columns:repeat(4,1fr)}
@media (max-width:900px){.steps,.steps.four{grid-template-columns:1fr}}
.prices{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:2rem}
.price{border:1px solid var(--line);border-radius:10px;padding:1.6rem;background:#fff;display:flex;flex-direction:column}
.price .amt{font-family:var(--serif);font-size:1.7rem;color:var(--navy);margin:.2rem 0 .8rem}
.price .btn{margin-top:auto;align-self:flex-start}
@media (max-width:900px){.prices{grid-template-columns:1fr}}
.offer{border:2px solid var(--navy);border-radius:12px;background:#fff;display:grid;grid-template-columns:1.1fr 1fr;margin-top:2rem}
.offer > div{padding:2rem}
.offer .side{background:var(--mist);border-left:1px solid var(--line);border-radius:0 10px 10px 0}
.intro{display:inline-block;background:#FFF6DC;border:1px solid var(--amber);color:#6B4E00;font-weight:600;font-size:.9rem;padding:.25rem .65rem;border-radius:999px;margin-bottom:.8rem}
.offer .amt{font-family:var(--serif);font-size:2.6rem;color:var(--navy);line-height:1;margin:.2rem 0 .3rem}
.offer ul{padding-left:1.15rem;margin:0 0 1rem}
.offer li{margin-bottom:.4rem}
.fine{font-size:.92rem;color:var(--gray)}
@media (max-width:860px){.offer{grid-template-columns:1fr}.offer .side{border-left:0;border-top:1px solid var(--line);border-radius:0 0 10px 10px}}
.callout{display:grid;grid-template-columns:1fr auto;gap:2rem;align-items:center;border-left:4px solid var(--amber);background:#fff;padding:1.8rem 2rem;border-radius:0 10px 10px 0}
.callout h2{font-size:1.6rem}
@media (max-width:760px){.callout{grid-template-columns:1fr}}
blockquote{margin:1.5rem 0 0;padding:1.2rem 1.4rem;border-left:4px solid var(--teal);background:#fff;font-family:var(--serif);font-size:1.15rem;color:var(--navy)}
.faq{margin-top:1.5rem}
.faq details{border-bottom:1px solid var(--line);padding:1.1rem 0}
.faq summary{cursor:pointer;font-weight:600;color:var(--navy);font-size:1.07rem}
.faq details p{margin:.7rem 0 0;max-width:65ch}
.legal{padding:3.5rem 0}
.legal h2{font-size:1.45rem;margin-top:2rem}
.legal ul{padding-left:1.2rem}
.site-footer{background:var(--navy);color:#C9D4DE;padding:3.5rem 0 2rem;font-size:.95rem}
.site-footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.4fr;gap:2rem}
.site-footer h4{color:#fff;font-family:var(--sans);font-size:.98rem;margin:0 0 .8rem}
.site-footer ul{list-style:none;padding:0;margin:0}.site-footer li{margin-bottom:.45rem}
.site-footer a{color:#C9D4DE}
.site-footer .logo{color:#fff;display:inline-block;margin-bottom:.6rem}
.site-footer .base{border-top:1px solid rgba(255,255,255,.15);margin-top:2.5rem;padding-top:1.2rem;display:flex;gap:1.2rem;flex-wrap:wrap}
.news{display:flex;gap:.5rem;margin-top:.6rem}
.news input[type=email]{flex:1;min-width:0;padding:.65rem .75rem;border-radius:6px;border:1px solid rgba(255,255,255,.3);background:rgba(255,255,255,.08);color:#fff;font:inherit}
.news input::placeholder{color:#A9B6C3}
.hp{position:absolute;left:-9999px}
@media (max-width:860px){.site-footer .cols{grid-template-columns:1fr 1fr}}
@media (max-width:520px){.site-footer .cols{grid-template-columns:1fr}}
.logo,.btn{white-space:nowrap}
@media (max-width:480px){.site-header .wrap{gap:.6rem;padding:0 1rem}.logo{font-size:1.12rem}.site-header .btn.small{padding:.45rem .7rem;font-size:.88rem}.actions .btn{white-space:normal}}
section[id],[id]{scroll-margin-top:84px}
.steps.mini{grid-template-columns:1fr;gap:1rem;margin-top:1rem}
.steps.mini li{display:grid;grid-template-columns:2.2rem 1fr;gap:.8rem;align-items:start}
.steps.mini li::before{margin:0}